21 Tips for Cheaper Car Insurance – 3

3. Pay your insurance premium in one go.

By paying your insurance coverage premium in full you can prevent paying expensive interest charges that would be included if you paid your insurance coverage premium by instalments.

Of course, not everyone has the funds on hand to pay a full year’s insurance premium. Be aware though, some insurance companies charge a significantly higher APR on instalments than a typical bank loan.

So, if you can’t afford to pay in full, check out exactly what rate you could get on a loan. You may still save some money by getting a loan and using it to pay your insurance premium in full.
As with the insurance application, applying for a loan online will often get you a better rate than walking into a High Street branch.

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