21 Tips for Cheaper Car Insurance – 10

10. Look after your credit rating.

Insurance companies are now looking at your credit score as part of the estimate for your insurance premium.

Maintaining a good credit rating might prevent an unnecessary hike on your car insurance premium.

In addition to potentially lower premiums, a good credit rating will often get you a better rate on instalments for your car insurance premium if you choose to use that option.

That means your insurance premium would be lower than your friend with a ‘poor’ credit rating on pay-in-full AND even more so, the pay-by-instalments option.

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