21 Tips for Cheaper Car Insurance – 12

12. Choose Comprehensive policies ahead of 3rd Party Fire & Theft wherever possible.

If you read yesterday’s blog post, you’ll understand this principle from the insurer’s point of view (moral hazard).

Having said that, this one is not as cut and dried as 3rd party ONLY policies, because the insurer would still have to pay out for fire damage and theft claims. The difference in price between Comprehensive and 3rd Party Fire & Theft can vary wildly depending on numerous other factors.

So, always start by looking for a Comprehensive policy and then compare what the savings – if any – would be for 3rd Party Fire & Theft. You will often be surprised at how much extra value you get from the Comprehensive option which is sometimes actually cheaper than 3rd Party Fire & Theft from the same insurer!

For Driving Lessons in High Wycombe
Manual & Automatic Driving Lessons
Female Driving Instructor:


We are Here

Stoke-on-Trent, Fenton, Longton, Hanley, Lightwood, Newcastle-under-Lyme, Trentham

Quick Contact

07766 763 227


Mon-fri: 8 am – 6 pm Sat: 9 am – 6 pm Sun: 10 am – 4 pm
Copyright © 2023 A Drive Academy Stoke-on-Trent | Female Driving Instructor | Powered by A Drive Academy Stoke-on-Trent | Female Driving Instructor